Utah State Children’s Insurance Program

by UtahInsurance

Deciding on Utah State Children’s Insurance Program

Whether or not health insurance for children is important is the debate among many parents out there. But if you will look at the bigger picture, there is no need for such debate since the answer will always be yes. The decision to purchase a children’s health insurance will all depend with the parents’ financial ability. Luckily, Utah state children’s insurance program has been designed to provide affordable insurance policy for the children residing in the state.

What about the Program? (CHIP)

Parents in Utah do not have to worry anymore since state childrens health insurance program Utah or CHIP offers the best relief to their children’s health care needs. CHIP is actually a state-funded insurance program that provides health coverage to uninsured children in Utah ages 19 and below as long as the parents meet the salary requirements.

The CHIP program is an ongoing program that accepts and processes applications all throughout the year. In order to become eligible with the Utah state children’s insurance program, the child must:

  • Be living in Utah for at least a year
  • Be a legal citizen of the United States
  • Not be covered by other health insurance
  • Have parents that meet income requirements

Benefits and Fees

The state childrens health insurance program Utah offers two kinds of plans which provide similar benefits. One is facilitated by the Public Employees Health Program while the other is controlled by Molina Health Care. The CHIP actually covers the following:

  • Doctor check-ups
  • Well-child tests
  • Medications
  • Hospitalization fees
  • Laboratory Diagnostic tests
  • Eye and hearing tests
  • Dental health services
  • Mental health services
  • Physical therapy

The members of the CHIP program have to pay a very affordable amount of $75 every 3 months in order to avail of the health insurance benefits. The basic coverage of Utah state children’s insurance program lasts for 12 months and is renewable so renewal application must be passed before the policy reaches its expiration date. With this very unique and affordable program for children, every parent can feel secured as they can have a strong backup to help them with the entire cost of health care needed by their children.

What about SHIP?

The Utah state health insurance assistance program or SHIP is designed to provide you with advisors that can offer answers to your questions about your health care options such as selecting an insurance plan or having additional services. These people guide you in understanding your rights as well as your securities.

The Utah state health insurance assistance program offers personalized counseling and help so that you can have access to information and advice that will help you make better decisions when it comes to choosing a plan or getting solutions to your problems with bills and payment denials. In essence, this program will assist you with all the processes involved in choosing and managing your insurance.

With this, you can make the best decisions whether to take Utah state children’s insurance program because you can avail of the guidance that you need without any charge.

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